Loan EMI Calculator with Pre-Payment & Changing Interest Rate

Balance Chart
Breakdown Chart

Advanced Financial Tool

🎉 Loan EMI Calculator with Advanced Features

A powerful tool that helps you make informed financial decisions by providing detailed insights into your loan repayment schedule.


🌀 Powerful Features

Dynamic Interest Rate Adjustment

Modify interest rates at any point in your loan term with changes automatically cascading to all subsequent payments

Prepayment Simulation

Enter prepayment amounts for specific months to instantly see how they reduce your total interest and loan duration

Interactive Amortization Table

View a detailed breakdown of each monthly payment showing principal, interest, and remaining balance

Visual Analytics

Monitor your loan progress through intuitive charts displaying balance reduction and payment composition

Save & Share Functionality

Generate a unique URL containing your exact loan scenario to revisit later or share with others

Flexible Parameters

Customize loan amount, initial interest rate, tenure, and starting date to suit your specific needs

Real-time Recalculation

See the immediate impact of any changes to your loan parameters or prepayment strategy

Easy Reset Options

Quickly revert individual months back to baseline values if needed