Terms of Use

Last updated: September 2026

1. Acceptance of Terms

By accessing, browsing, or using EMICalcPro, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you should discontinue using our website and computational tools.

2. Permitted Use & Free License

EMICalcPro provides free computational tools for personal, educational, and non-commercial financial estimation. You may download calculation schedules, print amortization summaries, and share permalink scenarios for your personal financial planning.

3. Computational Accuracy & Disclaimer

Calculations performed on EMICalcPro utilize standard Indian banking, income tax, and postal formulas. However, actual loan interest, taxes, and statutory scheme returns may vary depending on individual bank terms, credit score ratings, loan sanction dates, and legislative amendments. Please review our full Disclaimer before entering into binding agreements.

4. Intellectual Property

All visual interfaces, design themes, logos, custom financial algorithms, and written guides on EMICalcPro are the exclusive property of EMICalcPro and protected under Indian and international intellectual property laws.

5. Contact Information

For licensing inquiries or legal notices, contact us at support@emicalcpro.com.