I Want to Borrow
Home Loan EMI
Housing FinanceAccurate principal, interest, and monthly EMI breakdown with amortisation schedule.
Calculate Home EMICar Loan EMI
Auto FinanceVehicle financing calculations with down-payment, processing fee, and tenure adjustments.
Open CalculatorPersonal Loan
Unsecured CreditFast monthly repayment planning with flat vs reducing balance comparison.
Open CalculatorHome Loan Eligibility
FOIR EngineFind your maximum borrowing capacity based on monthly income and FOIR banking benchmarks.
Open CalculatorI Want to Invest
SIP Calculator
Mutual FundsCalculate future wealth from disciplined monthly SIP contributions with compounding charts.
Calculate SIPStep-up SIP
Annual Top-UpSee the compounding multiplier when you hike your SIP with annual salary increments.
Open CalculatorSWP Calculator
Monthly CashflowForecast regular monthly withdrawals from mutual funds and track portfolio balance longevity.
Open CalculatorFixed Deposit (FD)
Bank Term DepositsQuarterly compounding calculation with senior citizen +0.5% rate toggles.
Open CalculatorI Want to Save Tax
Old vs New Tax Regime
FY 2026-27 SlabsCompare tax liabilities side-by-side with ₹75k standard deduction and 80C/80D/HRA to find your highest savings.
Compare RegimesNRI Citizenship & OCI
NRI Tax & FEMAEvaluate the financial & tax impact of surrendering Indian passport for foreign citizenship vs OCI.
Evaluate ImpactIn-Hand Salary Calculator
CTC to Take-HomeBreak down monthly take-home salary from CTC after PF, Professional Tax, and Income Tax deductions.
Open CalculatorHRA Exemption Calculator
Section 10(13A)Calculate exact House Rent Allowance tax exemptions based on metro vs non-metro rules.
Open CalculatorIndian Government Savings Schemes
Public Provident Fund (PPF)
7.10% • EEE Tax StatusCalculate 15-year maturity value and compounded annual interest with sovereign safety under Section 80C.
Calculate PPFSukanya Samriddhi (SSY)
8.20% • Girl Child PlanForecast the 21-year maturity corpus for girl children with 100% tax-free interest and principal.
Calculate SSYSenior Citizens Scheme (SCSS)
8.20% • Quarterly PayoutCalculate regular quarterly interest payouts for senior citizens up to ₹30 Lakh deposit cap.
Open CalculatorPost Office MIS (POMIS)
7.40% • Monthly PayoutCompute guaranteed monthly pension credited directly to your post office savings account.
Open CalculatorNational Pension System (NPS)
80CCD(1B) Extra ₹50kCalculate retirement corpus at age 60, 60% tax-free lumpsum, and monthly annuity pension.
Open CalculatorKisan Vikas Patra (KVP)
7.50% • Doubles in 115 MoSee your money double with sovereign guarantee in exactly 9 years and 7 months.
Open CalculatorLIC Surrender Value
GSV vs SSV • Form 5074Calculate Guaranteed Surrender Value, evaluate Paid-Up policy alternative, and compare reinvestment arbitrage.
Open CalculatorLIC Maturity Calculator
Bonus & FAB • 5% IRRCalculate Sum Assured, declared Simple Reversionary Bonus, Final Additional Bonus, and true IRR for Jeevan Labh & Anand.
Open CalculatorLIC Kanyadan vs SSY
8.2% SSY vs Plan 933Compare Sukanya Samriddhi Yojana (8.2% sovereign EEE) vs LIC Kanyadan: survival wealth gap and death benefit simulations.
Open CalculatorAuthoritative Financial Guides
Unbiased, mathematically verified guides to help Indian borrowers, investors, and taxpayers make confident decisions.
PPF vs Fixed Deposit (FD) — Which Wins in 2026?
Mathematical post-tax breakdown comparing 7.10% tax-free Public Provident Fund (EEE) against taxable bank FDs across 10%, 20%, and 30% tax brackets.
Read Full GuideTop Government Savings Schemes in India (2026)
Side-by-side comparison of PPF, Sukanya Samriddhi (8.2%), SCSS (8.2%), Mahila Samman (7.5%), and NSC with sovereign backing and official interest rates.
Read Full GuideHome Equity Loan vs Loan Against Property (LAP)
How home equity borrowing works in India. Understand Loan-to-Value (LTV) limits, mortgage interest rates, top-up options, and tax implications.
Read Full GuideNo phone numbers, no OTPs, and no sign-up gates. Ever.
Standardized on RBI circulars, Ministry of Finance, and IT Department rules.
Formatted exclusively for Indian Rupees (₹), Lakhs, and Crores.